Bad credit history-no job

[serbian army]

Today I got a call from one of Fidelity's recruiters. She was talking about benefits at that institution and everything seemed alright. Job was really good pay (has to do with advising customer about stocks, bonds, mutual funds...) Well, I am counting in my head how much bonuses will I get when she asked me about my credit history No chance for me to get a job because my credit history has some negative things on it. At this point I am employed but unhappy with my job function. Any similar experiences???

[cjd]

Today I got a call from one of Fidelity's recruiters. She was talking about benefits at that institution and everything seemed alright. Job was really good pay (has to do with advising customer about stocks, bonds, mutual funds...) Well, I am counting in my head how much bonuses will I get when she asked me about my credit history No chance for me to get a job because my credit history has some negative things on it. At this point I am employed but unhappy with my job function. Any similar experiences???

I have never had anyone in management actually admit they use credit history in their background checks but I am sure they do... The reasoning behind this is people who may have money problems tend to be a risk... Insurance companies have been using this information for some years now when they rate a policy holder... Some credit problems can be repaired you should look into what can be done.

[Rubystars]

If it was a rating of how someone handled money, I think it would be relevant. However in reality all it's about is really how much debt you've had and paid that determines these kinds of things. You could be super rich and have a bad FICO score.

[cjd]

If it was a rating of how someone handled money, I think it would be relevant. However in reality all it's about is really how much debt you've had and paid that determines these kinds of things. You could be super rich and have a bad FICO score.

It's like this ... From what I have been told people with poor credit history and money problems are more likely to be dishonest... Home owners who are about to loose their homes are more likely to burn it down and collect the insurance... I guess  employers feel if a person has money problems he or she is more likely to go after some easy money. Employers today will not hire people who have a history of domestic violence... You would be very surprised what stands in the way of many people getting a job.

[serbian army]

I think that many hard working people will find themselves in this situation due to their fault or because economy is going go ashes due to government intervention

[Lewinsky Stinks, Dr. Brennan Rocks]

I don't agree with these practices but you do have to consider how much identity theft comes from crooked bank employees. How many bottom-barrel tellers making $12/hr have been tempted by the possibility of "sharing" some personal info for a hundred bucks a pop?

[angryChineseKahanist]

Yes, its true some companies use credit reports. But they usualy don't tell you.
It's very easy for them to check your credit history without you knowing it. it doesn't cost them much either.

[White Israelite]

The company I work for didn't check credit, and my credit is horrible.

[Ulli]

Today I got a call from one of Fidelity's recruiters. She was talking about benefits at that institution and everything seemed alright. Job was really good pay (has to do with advising customer about stocks, bonds, mutual funds...) Well, I am counting in my head how much bonuses will I get when she asked me about my credit history No chance for me to get a job because my credit history has some negative things on it. At this point I am employed but unhappy with my job function. Any similar experiences???

I have never had anyone in management actually admit they use credit history in their background checks but I am sure they do... The reasoning behind this is people who may have money problems tend to be a risk... Insurance companies have been using this information for some years now when they rate a policy holder... Some credit problems can be repaired you should look into what can be done.

If I have paid back the short-term liabilities from all creditors without exception. After I closed my old company I have had a few. Then I started new and was able to work me out of the debts. Did they have a problem with me then too? I ask because I will finish my bookkeeping certification in a few months. I will perhaps applie for a job - if they offer me enough salery.

[MassuhDGoodName]

I am happy to inform everyone that Miss Helen Waite is employed as my credit manager, and she is willing to assist anyone having this problem.

So if you need to establish credit, go to Helen Waite.     

[serbian army]

I am happy to inform everyone that Miss Helen Waite is employed as my credit manager, and she is willing to assist anyone having this problem.

So if you need to establish credit, go to Helen Waite.     

Tell us little more about her? How did she help you?