the sadow - thats why you have to have Emuna. Dont worry if you have kids you will not go hungry, worse comes to worse their is allways welfare, and about College you dont have to pay for it, the kids could get jobs and loans or go to community colleges which are allmost free or are free for many. Sending to Yeshivot- you can get sponserships who can support and help, maybe even pay in full if your lucky.
lets not make $ the #1 priority in life, which would make it like idol worship- worshiping the doller, which is destined to fall anyway (like everything else).