As we sit here now anything is possible it seems like we are in a perfect storm of world wide bad events. The mortgage crises problem is only now coming into full bloom and is starting to pull down the banking industry. Once a few banks go under and people walk out with pennies on the dollar the faint of hart will start pulling cash out of the banks and start stuffing it under their mattress. Once a few banks come up short it will send a panic through the country. The FDIC should try to prop up failing banks before they go belly up and people start drawing their money out for no reason. Let folks know that their funds will be there and there is no reason to draw their funds out of the bank. The FDIC is passing out money after the banks fail and it most likely costing them more to pay out depositors the 100g's than it would be to prop up the bank until the panic subsides. Whats worse is that some folks are loosing some if their hard earned savings if they exceed the limit once the bank fails.Business is also starting to take it on the chin because people are not spending unless the have to since they can no longer subsidise spending with equity loans from their homes.